The Point out Community Enhancement Financing Benchmark actions the dollar quantity of Group improvement loans and Group growth investments that benefit or serve all or Component of a Condition for all substantial depository establishments as compared to deposits located in the Condition for all substantial depository institutions, calculated pursuant to paragraph II.e of appendix B to this element.
Picking out an merchandise from total textual content search results will bring you to definitely People success. Urgent enter during the research box can even carry you to search results. History plus more aspects are available in the Look for & Navigation guideline.
) The volume of checking and price savings accounts opened digitally and thru other shipping systems by census tract profits degree for each calendar calendar year; and
In Each and every relevant Retail Lending Take a look at Region, the Board evaluates originated and obtained loans in Each individual of the subsequent products traces that is a significant products line, as described in paragraph (d)(two) of the section:
) An index of the geographic places served by the Neighborhood progress loan or community growth expense, specifying any county, Condition, multistate MSA, or nationwide place served; and
) The volume of examining and discounts accounts opened digitally and through other shipping units that happen to be Energetic at the end of Each individual calendar yr by census tract cash flow level for each calendar 12 months.
네이버 아이디 또는 개인정보가 포함된 문자 사용은 피해주세요. 블로그 도움말에서 아이디 변경 유의사항을 확인해보세요. 나중에 할게요
(ii) Any county within a nonmetropolitan area through which the lender didn't originate or obtain any shut-finish household mortgage loan loans, small small business loans, little farm loans, or vehicle loans if auto loans are a product line for that bank.
The Financial institution Evaluation Area Community Advancement Financing Metric steps the greenback volume of a bank's Group development loans and Neighborhood progress investments that reward here or serve a facility-primarily based assessment space in comparison with deposits while in the bank that can be found in the power-based mostly assessment area, calculated pursuant to paragraph II.a of appendix B to this section.
Inside a facility-centered assessment space or exterior retail lending region, an item line is a major product or service line In the event the lender's loans in that merchandise line comprise fifteen p.c or maybe more in the lender's loans throughout each of the lender's item traces in the power-based assessment place or outside retail lending location, as identified pursuant to paragraph II.b.one of appendix A to this component.
For every of the big bank's facility-based mostly assessment regions, and as relevant, its retail lending evaluation parts, the Board publishes on the Board's Web page:
A lender which has been authorized for being evaluated beneath a strategic system will have to include in its public file a replica of that approach though it is actually in outcome. A lender need not contain data submitted for the Board on a private foundation along with the program.
Notwithstanding the requirements of the portion, a military services financial institution whose consumers will not be Situated inside an outlined geographic place may well delineate all the America and its territories as its sole facility-dependent assessment area.
작성하신 게시글에 사용이 제한된 문구가 포함되어 일시적으로 등록이 제한됩니다.